Transparent Fee Schedule
Fees & Exchange Rates
Deposits and P2P transfers between AoyWallet members are 100% free with zero fees.
Withdrawal fees are flat network broadcast costs, charged on top of the amount you send, and do not change with the withdrawal size.
Merchant Processing Fees
- Paid from Internal AoyWallet Balance
- 0% (Free)
- Instant and internal transfer. You receive 100% of what the customer sent with zero delay.
- Paid by Direct On-Chain Transaction
- 0.5%
- Deducted automatically from credited amounts. Optional and enabled when configured. Sent 100 USDT → 99.5 USDT.